Working With Financial Designs

Financial Designs has a storefront office just south of the Admiral District in West Seattle. You can drop in during business hours to schedule an appointment, or arrange a free consultation by e-mail or phone.

In September, we start booking new appointments for Open Enrollment (November through February). Year-round, we are able to assist our business clients and individuals with special circumstances (relocation, employer transition, marital status change, etc.).

All you need to bring to your consultation is a form of ID, current insurance card (if you have one) and two years of tax returns if you feel you may qualify for a tax credit through the Washington HealthPlanFinder. We can discuss the qualifying income limits for individuals and families prior to your appointment.

Most appointments last for one hour. During this time we will answer all of your questions and ask you some additional questions. Once we determine which plans make sense for you, we will walk you through the premiums, benefits, pros and cons of each before enrolling you in the plan that works best. Our services are free and you have no obligation to buy during your visit or at any time thereafter.

 

To learn more about our compensation and unbiased counsel visit our FAQ page.

Keep in mind these important dates:

Medicare open enrollment  

October 15, 2015

through

December 7, 2015

Healthcare open enrollment   

November 1, 2015

through

January 31, 2016

Call Financial Design Inc. and now you get ready for your Health Insurance and other insurance needs.

 

 

Our Goal is to Help You Find the Right Health Care Plan

At Financial Designs Inc, our goal is to help you find the right health care plan. We provide the following types of health insurance programs:

 
Health Insurance

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We offer a variety of individual and family medical health plans from the top carriers in the  State of Washington. We can help you choose the plan that best fits your needs.

Dental Insurance

Close-up of female with open mouth during oral checkup at the dentist’s

Individual and family dental plans or policies are relatively inexpensive but can go a long way in promoting overall  health. We represent the largest dental carriers in the state. We can help you choose a plan that best fits your needs.

Vision Insurance

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Take care of your eyes with an individual vision plan. Vision plans are inexpensive and save money on routine exams, eyeglass frames and lenses, contacts, and may offer discounts on procedures like Lasik. We can help you choose a plan that best fits your needs.

Disability

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One of the most important coverage’s to ensure  your financial protection is Disability Insurance. While you are in your working years, your most valuable as asset is your ability to earn a living. If you are unable to work due to an injury or illness, the replacement of your income through the monthly benefit provided by disability insurance helps maintain your lifestyle. Individual disability income insurance can be customized to meet your needs.

Medicare Supplemental programs

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Medicare is an insurance program that covers seniors for their healthcare costs once they turn65 . Financial Designs offers Medicare Advantage and Medicare Supplement plans, along with Medicare Part D Rx plans that provide more coverage and help fill the gap between your out-of-pocket healthcare expenses and what original Medicare covers. We can help you choose a plan that best fits your needs.

Long-term care insurance

Lincoln, Nebraska. An elderly couple's entwined hands.

Long Term Care Insurance protects you and your family from the catastrophic expenses associated with care given to people with chronic illnesses, disabilities or conditions that require assistance on a daily basis over an extended period of time. Long Term Care typically pays for care at home or in an assisted living facility or nursing home.